Build new with the Home Team
New construction homes in Owen County
Four Oaks is Spencer's new home community: more than a dozen floorplans, an association clubhouse, private lake access, a fenced dog park, a lakefront walking path, and fiber internet, with The HOME TEAM Properties, the community's primary listing team, guiding you from lot to closing.
Homes for sale
See what's for sale in Four Oaks
New homes and build-ready lots at Four Oaks in Spencer, Indiana. The live list lives on Homes.com, where it is always current.
Four Oaks from above
See the whole neighborhood
Drone views across the seasons, the lake, the streets, and a few of the homes already built.
Featured community
Four Oaks: Spencer's new home community
Thirteen floorplans, three to four bedrooms and two to three and a half baths, at 651 White Oak Rd off Highway 43 in Spencer, with the community amenities built in from the start. The HOME TEAM Properties is the community's primary listing team.
- Association Clubhouse
- Private Lake Access
- Fenced Dog Park
- Lakefront Walking Path
- Fiber Internet
Why build new
Why buyers choose new construction
Design it your way
Pick the floor plan, finishes, and fixtures before the first nail: a home built around how you actually live, not someone else's choices.
Everything under warranty
New roof, new systems, new appliances, typically covered by builder and manufacturer warranties from day one, instead of a list of aging repairs.
Modern efficiency
Current building codes mean better insulation, windows, and HVAC. New homes are built to run comfortably and efficiently.
Why use an agent
The builder's team works for the builder. We work for you.
A new build has as much to negotiate as a resale, often more: the lot, the plan, the upgrade pricing, and the builder's contract. We handle each of those with you and keep every milestone on the calendar through closing.
The process
From lot to closing
Four stages, and what we do at each one.
Choose your lot
Location, orientation, drainage, site costs: we help you weigh what a lot really means for your build and its resale value.
Pick your plan
We work through floor plans, finishes, and upgrade pricing with you, with clear eyes on what adds value and what just adds cost.
Build walkthroughs
We stay engaged while your home goes up and walk it with you at key milestones, so questions get raised while they are easy to fix.
Closing
Final walkthrough, punch list, paperwork: we manage the details through closing day and hand you the keys.
When you're ready to build, we'll help you navigate the process from finding the right location to connecting with the right builder. Owen County Homebuilders is the primary builder in Four Oaks, and we also work with other local builders, including Cooper Sales & Service (opens in a new tab), on new construction projects throughout the area. Tell us what you have in mind, and we'll help you explore your options.
Schedule a consultation
Ask about building new
No pressure and no obligation, and no question too small.
Prefer to talk it through first? Give us a call and you'll reach Samantha or Rob directly.
Tell us what you have in mind
Lot questions, builder questions, Four Oaks questions: send them over and we'll walk you through it.
Common questions
Building new, answered
Quick answers to the questions buyers ask us about building new.
Why should I use an agent when building a new home?
Buying a new home is still a major real estate transaction, and having your own agent gives you someone on your side throughout the process. We can help you compare lots and floorplans, understand the builder's process, review the details of the transaction, coordinate inspections and keep an eye on the details through closing.
Do you help buyers looking for new construction?
Absolutely. Samantha and Rob have established relationships with several local new home builders and can help you explore new construction options throughout the area. Whether you're looking for an available spec home, want to choose a lot and floorplan, or are just starting to explore your options, we'll help you understand the process and find a home that fits your needs and budget.
What is Four Oaks in Spencer, Indiana?
Four Oaks is a new-home community just outside Spencer, offering the feel of country living while keeping Spencer, Ellettsville and Bloomington within reach. The community includes a clubhouse, private lake, walking trail, fenced dog park and fiber internet, with additional amenities planned as the community grows.
HOME TEAM Properties is the primary listing team for Four Oaks and can help buyers explore available homes, lots and floorplans and understand the building process from start to finish.