Buy with the HOME TEAM
Buy a home in Owen County & Southern Indiana
From first showing to closing day, we guide buyers with true local expertise: 45+ years combined and 1,100+ families served across Owen, Monroe, and surrounding counties.
Our track record
Homes We've SOLD
Recent closings across Owen, Monroe, and surrounding Southern Indiana counties. Looking for what's on the market today? That list lives on Homes.com, where it's always current.
SOLD
1162 W Thornridge Way
Spencer, IN · Owen County
$492,000
Sold in 49 days
SOLD
4538 Country Club Rd
Spencer, IN · Owen County
$299,900
Sold in 3 days · at list price
SOLD
3708 Megan Ct
Spencer, IN · Owen County
$283,000
Sold in 10 days · 1% above list
SOLD
14154 Defore Rd
Coal City, IN · Owen County
$379,900
Sold in 180 days
SOLD
456 W Hillside Ave
Spencer, IN · Owen County
$226,000
Sold in 62 days
SOLD
2289 Dunn Rd
Freedom, IN · Owen County
$244,900
Sold in 81 days
How it works
The 10-step buying process
From finding a REALTOR and securing a lender to the final walkthrough and closing on your new home.
Find a REALTOR
Meet with an agent you trust and map out your next steps.
Find a lender
Choose a loan officer and get prequalified.
Find your home
Tour homes and write an offer with your agent's help.
Offers & negotiations
Agree on price and terms, and the home is held for you until closing.
Due diligence & repairs
Inspections, HOA documents, and repair requests for problems the inspection finds.
Home appraisal
The appraisal needs to come in at or above the contract price.
Utilities
Cancel your old utilities and set up the new ones.
Clear to close
Your lender gives the final OK on your loan, so you're ready to close.
Final walkthrough
Confirm the repairs are done and the home is as agreed.
Closing
Funds and ownership change hands. It's time to move in!
Thinking about building instead? Four Oaks is our own new-construction community in Spencer. See Four Oaks
Home buying guide
Want every step in detail?
Each step in more detail, on one printable page.
Client reviews
Buyers on working with the HOME TEAM
Real Google reviews from buyers we've helped home.
Video tours
Walk through a HOME TEAM listing
Walkthroughs of homes we've represented, filmed by the team for our own YouTube channel.
Schedule a consultation
Tell us what you're looking for
No pressure and no obligation. Already found a home you love on another site? Send it our way and we'll set up the showing.
Prefer to talk it through first? Give us a call and you'll reach Samantha or Rob directly.
Start your home search
Must-haves, neighborhoods, budget, timeline: whatever you know so far.
Common questions
Buying, answered
Quick answers to the questions buyers ask us most.
How do I start the home-buying process in Owen County?
Let’s start with a conversation. Tell us what you're looking for, where you want to live and what matters most to you. There’s no obligation, and no question is too early to ask. We’ll help you understand your options and the next steps, from getting pre-approved and finding homes to making an offer and getting to the closing table.
Do I need a mortgage pre-approval before I look at homes?
Not necessarily, but it's a smart place to start. A pre-approval helps you understand what you can comfortably afford and lets us focus your search on homes that fit your budget. If you're not sure where to begin, we can point you in the right direction.
Can I buy a home if I haven't sold my current home yet?
Absolutely. It just takes a little more planning. We'll help you look at your options, including timing the sale of your current home, financing considerations and what happens if you find your next home before you're ready to move.
How do I know which area is right for me?
That’s one of the advantages of working with a local agent. Rob and Samantha know the roads, communities and neighborhoods throughout Owen County and the surrounding area and can help you compare commute times, amenities, property types and what it’s actually like to live in different areas. Finding the right home starts with finding the right place.
How does a buyer’s agent get paid, and what are my options?
Buyer-agent compensation is discussed up front and put in writing before you begin touring homes. There are several ways it can be handled, including situations where the seller may offer to pay some or all of the buyer-agent compensation. Seller-paid compensation is not guaranteed, so we'll explain your options and any potential costs before you move forward.
What is a Buyer Exclusive Agency Agreement, and do I have to sign one?
A Buyer Exclusive Agency Agreement is a written agreement between you and your real estate agent that explains the services your agent will provide, the relationship between you and your agent, and how your agent may be compensated. It also outlines the responsibilities of both you and your agent.
Indiana law requires Indiana-licensed real estate brokers to have a written agreement with buyers they represent. Before you sign, we'll review the agreement with you, explain how we work with buyers and answer your questions. The terms of buyer agreements, including the length of the agreement and compensation, can vary, so we'll make sure you understand your options up front.